Following are the key highlights of YES Bank Premia credit card:

Following are the key features and benefits of YES Premia Credit Card:

Rewards

• Accelerated reward points on select transactions on YESCART.
• 3 reward points on every spend of Rs. 200 on Select categories.
• 6 reward points on every spend of Rs. 200 on other than Select categories.
• 5X reward points on first 3 transactions of the billers registered on YES PayNow (this offer is valid only on the first 5 registered billers). 
• Redemption of reward points can be done against Air Miles. 
• 10 Reward Points = 1 InterMile or 1 Club Vistara Point.

Check other Yes Bank Credit Card Reward points in detail. 

Discounts 

• YES Premia credit card benefits include a 25% discount on booking movie tickets on BookMyShow website or mobile app.

International and Domestic Lounge Program

• Domestic: 1 complimentary YES Bank Premia credit card lounge access per calendar quarter at domestic airport lounge across India only for Primary Cardmember. 
• International: 
  • For Mastercard: Complimentary Priority Pass Membership is available on request for Primary Cardmember with 2 complimentary visits per calendar year at international airports. US $27+GST lounge access charges will be applicable on usage after 2 lounge visits, all guest visits, and using the card at airports in India.
  • For VISA cards: Cardholders get 2 complimentary visits per calendar year at international airports through the LoungeKey Program. For usage after 2 visits and all guest visits, a charge of US $27+GST will be applicable.

Complimentary Golf Program

• Waiver of 4 green fees each calendar year at select Golf courses in India.
• 1 complimentary Golf lesson every calendar month at select golf courses in India.

Insurance Cover

• Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of the Primary Card member. 

Fuel Surcharge Waiver

• 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 to Rs. 5,000.

Secure Transactions

• Your online transactions are secured with MasterCard Secure Code.

 Other Benefits

• Instant EMI conversion of transactions of Rs. 2,500 or above.
• EMI on call
• Quick loan
• Card protection plan

Fees 

• Joining fee: Rs. 999 + applicable taxes. Waived on spending total Rs. 25,000 on retail within 90 days of card set up date.
• Annual fee: Rs. 999 + applicable taxes. Waived on spending Rs. 1,50,000 on retail within 12 months prior to the renewal date.

YES Premia Credit Card involves the following fees and charges:

• First year membership fee: Rs. 999 + applicable taxes. Waived on spending total Rs. 25,000 on retail within 90 days of card set up date.
• Renewal membership fee: Rs. 999 + applicable taxes. Waived on spending Rs. 1,50,000 on retail within 12 months prior to the renewal date.
• Interest on revolving credit, cash advances & overdue amount: 3.5% p.m (42% p.a). 3% p.m (36% p.a) for credit cards issued against Fixed Deposit.
• Preferential foreign currency markup: 2.50%.
• Interest rate for Instant EMI: 12% p.a to 15% p.a.

Below are the Yes Bank Credit Card Eligibility Criteria for Premia Credit Card:

• Minimum age of the applicant should be 21 years and maximum up to 60 years.
• The applicant should either be a salaried employee or self-employed individual.
• Minimum net monthly income required is Rs. 1.2 Lakhs or Income Tax Return of Rs. 14.4 Lakhs & above.

Following documents are required to apply for YES Premia Credit Card:

• PAN Card or Form 60 copy
• Recent passport size photograph
• Latest Payslip or ITR as income proof
• Electricity Bill, Landline Telephone Bill, Passport, or Ration Card as address proof.
• Aadhaar Card, Passport, Driving License, or PAN Card as identity proof.