Some of the most important Axis Personal Loan details are as mentioned below:

Loan amount	Rs 40 Lakhs
Rate of interest	10.49%
Tenure	12 - 60 months
Lowest EMI possible	Rs. 2,224 Per Lakh
Processing fee	1.5% to 2% of loan amount + GST
Penal interest	24% per annum (2% per month) on the overdue instalment
Repayment instruction or instrument return charges	Rs. 500 per instance of cheque/ SI/ ECS/ NACH debit instruction dishonour + GST
Credit Information Companies report issuance charges	Rs. 50 per instance per set + GST
Cheque/Instrument swap charges	Rs. 500 per instance + GST
Charges for issuing duplicate amortization schedule	Rs. 250 per instance per set + GST
Charges for issuing a duplicate statement	Rs. 250 per instance per set + GST
Re-issuance of photocopy of loan agreement or documents	Rs. 250 per instance per set + GST
Duplicate NOC	Rs. 500 per instance per set + GST
Stamp duty charges	As per the State Stamp Act

Here are some attractive Axis Bank Personal Loan features:

• Loan amount: Up to Rs. 40 Lakhs
• Axis Bank Personal Loan Interest Rates are linked to the bank’s 1-year MCLR and vary between 10.49% and 24% per annum.
• Repayment tenure: Up to 60 months
• Lowest EMI possible: Rs. 2,224 Per Lakh
• The entire loan Axis Bank Personal Loan process may take up to a maximum of 30 working days from the date of submitting the application, provided your application is complete in all respects.

Following are the factors that the bank look upon when deciding your Axis Bank Personal Loan Eligibility:

• Personal Loan for Salaried employees, including salaried doctors, employees working with public or private limited companies, and for government employees (including PSUs, Central, and Local bodies), can apply for Axis Bank Loan.
• Minimum age of the applicant should be 21 years or above
• Maximum age of the applicant should not be over 60 years at the time of loan maturity
• Minimum net monthly income of the applicant should be Rs. 15,000 or above
• The applicant should have a valid set of documents, such as ID, income, and address proof, among other documents, to secure instant Axis Bank Personal Loan.

Below are the Axis Bank Personal Loan Documents that you will be required to submit:

• Duly filled personal loan application form
• Identity proof
• Address proof
• Income proof
• Loan agreement - Duly signed
• Standing Instruction (SI) Request/ ECS Form.

You can instantly calculate Personal Loan monthly instalment using our online Personal Loan EMI Calculator or Axis Bank Personal Loan EMI Calculator. The process is completely hassle-free. The access is open to all, and there are no charges involved. All you need to do is provide - Loan Amount, Rate of Interest, and Tenure for EMI Calculation.

You will instantly get the estimated Axis Bank Personal Loan EMI Online along with the total cost of the loan and the total interest payable. You can compare different combinations and choose the tenure and amount according to your budget. Our loan representative can further help you know about the best offer for your financial needs.

Axis Bank is one of the largest private sector banks of India and thus extends world-class customer service to the consumers. All you need to do is follow 3 simple steps to get your grievances addressed:

Step 1:

You can directly raise a query or make a request or complaint by visiting the bank’s official website. For unanswered requests, send an email through www.axisbank.com/support. It will generate a Service Request Number. Please save it for records.

Make sure you use a registered email id to make a request. Visit Axis Bank Personal Loan Customer Care and Check the status of your complaint on Toll-Free Number: 18004190068.

Step 2:

If you are not satisfied with the response of Axis Bank, Customer Support Team, write a mail to the Nodal Officer. Fill the online form and mention your Service Request Number.

You can also write to Circle Nodal Officer if you are dissatisfied with the response of your branch.

Step 3:

As per RBI guidelines and Banking Ombudsman Scheme, y can write your grievance to Principal Nodal Officer if you are not satisfied with the response.

24 X 7 customer care contact numbers for Axis Bank are 1860-419-5555, 1860-500-5555

You can also contact on +91-22-24252525/43252525

Fax: +91-22-24251800