The key details of the HSBC Cashback card are given in the following table:

Features	Details
Best for	Cashback
Joining fee	Rs. 999/-
Annual membership fees	Rs. 999/- (waived off on Rs. 200,000 on annual spends)
Cashback	1.5% cashback on online spends & 1% on others with no cap
Complimentary airport lounge access	4 complimentary domestic lounge visits per year (1 per quarter)
Annual income required	At least Rs. 4,00,000 per annum (for salaried individuals)
Required age	18 to 65 years

Following are the key HSBC Cashback Credit Card benefits and features:

Welcome Benefit

You will receive a voucher worth INR 1000 if you make at least INR 10000 worth of transactions within the first 30 days. TnC’s apply

Joining Benefit

• Win Amazon e-gift voucher worth Rs. 250 on completing online credit card application and video KYC.

Offers

• 10% cashback on all dining, food delivery and grocery spends
• 1.5% unlimited cashback on all other spends (exclusions apply)*of funds to an online wallet). 
• 4 complimentary domestic lounges per year (1 per quarter)
• Cashback is also available on the Instant EMI facility on your card across listed merchants.
• Cashback will be credited within 45 days of the card statement date.

Exclusive Monthly Offers

• 5% discount on spending Rs. 1,000 or above on Amazon (maximum Rs. 250 per card per calendar month) on multiple eligible transactions. The offer will not be valid during the Amazon Great Indian Festival Sale period.
• Flat Rs. 50 off on postpaid utility payments of Rs. 500 (maximum Rs. 200 in a calendar month per card) done through Amazon Payup to 4 times in a calendar month per card. 
• 30% instant discount (up to Rs. 600) on EazyDiner on a minimum order value of Rs. 1,000. Offer valid once per month per card.
• Flat 10% discount (up to Rs. 100) on Binkit. Use Promo Code HSBC10. Maximum discount Rs. 300 on first 3 eligible transactions in a calendar month.
• Flat 10% savings (up to Rs. 150) on ordering prescribed medicines from PharmEasy. Complimentary 3 month PharmEasy plus membership

Partner Offers

• Buy-one-get-one-free movie tickets (up to Rs. 250) on bookings done through BookMyShow on Saturdays.
• 15% instant discount on select products at Tata CLiQ in Lifestyle, Electronics and Luxury categories.

Joining & Annual Fees

• Joining fees of INR999
• Annual membership fees INR999 (to be reversed if your total annual spend exceeds INR 200,000)

Other Benefits

• Zero liability for lost cards. Up to Rs. 3,00,000 cover for any misuse of your HSBC Cashback Credit Card for up to 24 hours before reporting and registering the loss.
• Emergency card replacement if you lose your card. Just call Visa Global Assistance Services or HSBC Helpline numbers.

Following are the fees and charges associated with the HSBC Cash Back credit card:

• Standard joining fee: Rs. 999/-
• Standard annual fee: Rs. 999/- (Waived off on annual spends of Rs. 2,00,000 or above).
• Standard annual fee for Premier Customers: Nil.
• Finance charges on extended credit: 3.49% p.m. (41.88% p.a.).
• Late payment fee: 100% of the minimum payment due (minimum Rs. 250 & maximum Rs. 1,200 p.m.).
• Currency conversion charge for foreign currency transactions: 3.5%.
• Cash payment charge: Rs. 100. 
• Minimum Payment Due (MPD) on credit usage: Minimum Rs. 100 interest will be charged on the extended credit.
• Bounced cheque/ dishonoured SI/ unsuccessful NACH payment: Rs. 500.
• Cash advance limit: Up to 20% of the credit limit.
• Transaction fee for cash advances at branches & ATMs: 2.5% of the transaction amount (minimum Rs. 500).
• Transaction fee for cash withdrawal at ATMs overseas: Rs. 100. 
• Overlimit fee: Rs. 500 p.m.

You can apply for an HSBC Cashback Credit Card on meeting the following eligibility criteria:

• You must be an Indian resident.
• You must be aged at least 18 years and a maximum of up to 65 years old.
• Your annual income must be a minimum of Rs. 4,00,000 per annum (if salaried individuals).
• You must reside in New Delhi, Noida, Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, or Pune.

You will need to submit the following documents to apply for an HSBC Cashback Credit Card along with the filled-in and signed application form: 

• Recent passport-size photograph (self-attested) of the applicant.
• Salary slip/ salary certificate if you are employed by a Multinational Corporation (MNC).
• A copy of your credit card’s front side and latest credit card statement if you have other credit cards).
• A copy of your latest salary slip and bank statements last 3 months showing salary credits if you are a salaried employee working in a private limited company.
• Permanent Account Number (PAN) card or Form 60.
• A copy of a valid photo identity document (self-attested) like a Passport/ Election ID/ Voter's ID/ Permanent Driving Licence/ PAN Card/ Aadhaar Card/ National Rural Employment Guarantee Act (NREGA) job card.
• A copy of a valid address proof document (self-attested) like a Passport/ Election ID/ Voter's ID/ Permanent Driving Licence/ Society Outgoing Bill/ Electricity Bill/ Water Bill/ Telephone Bill/ Pipeline Gas Connection Bill/ Property Tax/ Domicile Certificate with address issued by Municipal Corporation/ Registered Rent or Lease Agreement/ Government Employee ID Card/ Defence ID Card/ Aadhaar Card/ National Rural Employment Guarantee Act (NREGA) job card.

*Please note that the above list of documents is for reference purposes only. Additional documents may be required by the bank during the process of credit card application.

You can apply for HSBC Cashback Credit Card online by going to the website of the HSBC Bank, clicking on the 'Apply now' button and mentioning all the required details. Alternatively, you can also visit the nearby HSBC branch to apply offline.

For instant and easy processing of your credit card application, you can apply online from our platform. Just visit the ‘Credit Cards’ section on our website, choose a desired card and fill up the online application form. Our representatives will call you within a few minutes of submitting the application.