HSBC provides a variety of credit cards tailored to every preference, be it cashback or accumulating reward points. Detailed below is a selection of HSBC’s notable credit cards, illustrating their annual fee and reward benefits:

Choose wisely to optimize your reward earnings.

Every time you shop with an HSBC credit card, you start earning some reward points. Let's see how different HSBC cardholders earn reward points -

• ??HSBC Classic Cardholders will earn 1 Reward point for every purchase of Rs. 250
• HSBC Gold Cardholders will earn 1 Reward point for every purchase of Rs. 100
• HSBC Smart Value Card Cardholders will earn 1 Reward point for every purchase of Rs. 100
• HSBC Platinum Credit Cardholders will earn 2 Reward points for every purchase of Rs. 150
• HSBC Premier Credit Cardholders will earn 2 Reward points for every purchase of Rs. 100

You can redeem these points for an exciting range of redemption options including garments, home appliances, cosmetics, gift vouchers, airline miles, and donations to charities.

HSBC Credit Card Reward Points offer cardholders an opportunity to maximize benefits through a variety of redemption options. However, there are specific parameters and restrictions to consider:

• The rewards program is accessible to all primary HSBC credit cardholders, except those holding corporate cards.
• Participation in the program requires the cardholder’s account and all connected accounts to be active and in good standing, meaning no overdue amounts.
• While transferring reward points between credit cards is not permissible, combining points from multiple HSBC credit cards during redemption is allowed.
• Redemptions are exclusive to the primary cardholder and can be made against annual fees, gift vouchers, gifts, donations, and airline miles.
• It's pivotal to note that these reward points are not convertible into cash or credit, nor can they be used for cash advances or payment of any charges.

Understanding these features ensures effective utilization of your HSBC credit card bonus points.

Checking your HSBC credit card reward points is straightforward and can be done either online or offline. Below are the steps to access this information:

Online Method:

• Access HSBC's internet banking portal by entering your login details.
• Navigate to the “Reward Points” section to view your accumulated points and additional relevant information.

Offline Method:

• Refer to the monthly credit card statement delivered to your registered email.
• The statement provides detailed information, including the total reward points, their expiry dates, and other related data.

Keeping track of your HSBC reward points is simplified with these easy-to-follow steps, ensuring you’re always updated on your accumulated benefits.

Redeeming HSBC Credit Card Bonus Points is a straightforward process, available through online platforms or direct contact with HSBC credit card customer service. These points can be exchanged for gift vouchers, cards, or products featured in the reward catalogue.

HSBC Credit Card Reward Points Online Redemption Process:

• Visit HSBC’s official rewards catalogue website.
• Identify your credit card type to explore available offers.
• Select your preferred redemption option.
• Use your internet banking credentials to log in.
• Add the selected item to your cart and proceed to checkout using reward points.
• A confirmation SMS will be sent to your registered mobile number.

Items are dispatched to the provided address, while e-vouchers are delivered via email and SMS.

Offline Redemption Options:

HSBC offers alternatives for those preferring offline redemption.

Customer Care:

• Call HSBC’s customer care service.
• A representative will guide you through the steps for point redemption.

Postal Method:

• Fill out the reward redemption form.
• Mail it to: HSBC Card Products Division, Post Bag Number 5080, Chennai – 600 028.

Airline miles and exclusive hotel rewards, including Taj InnerCircle Points, can also be redeemed, though currently, this option isn't available online.

Utilize your earned points optimally by understanding the varied redemption methods, ensuring you exploit the extensive array of gifts, vouchers, and exclusive offers tailored to enhance your HSBC Credit Card experience. Stay updated, track your points regularly, and explore the eclectic mix of redemption options to maximize your benefits.

Keep these steps at your fingertips for a rewarding experience with every swipe of your HSBC credit card.

The rewards catalog is mainly divided into two categories - HSBC Premier Card and HSBC Platinum / Classic / Gold / Smart Value and other credit card variants