Following are some key highlights of Axis Vistara credit card:

Features	Details
Type of card	Travel
Joining fee	Rs. 1,500
Annual fee	Rs. 1,500
Age	18 years and 70 years
Income	Rs. 6,00,000 per annum

Welcome Gift

• Get a complimentary one-way economy class base fare waived ticket voucher as a welcome gift.
• Only primary Axis Vistara credit card holders will get the voucher after the first billing cycle, within 10 working days of the due date of the statement.
• You can continue to enjoy this benefit on payment of renewal fee every membership year.

Club Vistara Membership 

• Get complimentary Club Vistara Membership with your Axis Bank Vistara Credit Card.

Club Vistara Points

• Get 2 Club Vistara (CV) points for spending every Rs. 200.
• CV points can be redeemed for upgrades and award flight faster.

Benefits for Acheiving Milestones

• Get bonus CV points on achieving milestone spends.
• Get 3 economy class tickets on achieving milestone spends.

Lifestyle Privileges

• Get 2 complimentary lounge access per quarter to select airport in India.
• With Extraordinary Weekends, get curated experiences from across the world. 
• Up to 20% discount at partner restaurants across India with Axis Bank Dining Delights program. 

Insurance

• Air accident cover worth up to Rs. 2.5 Crores.
• Purchase protection cover up to Rs. 1 Lakh.
• Cover valued USD 300 for:
  • Travel documents loss
  • Check-in baggage delay
  • Check-in baggage loss

Purchases to EMI Conversion

• Convert your purchases into EMI
• Minimum value for the purchase should be at least Rs. 2,500

Existing Welcome Benefit

Economic class ticket voucher on annual  fee payment.

The Axis Vistara card fees and charges are mentioned below:

• Joining fee: Rs. 1,500
• Annual fee: Rs. 1,500
• Add-on card joining fee: Nil
• Add-on card annual fee: Nil
• Finance charges for retail purchases & cash: 3.6% per month (i.e. 52.86% per annum)
• Cash withdrawal fee: 2.5% of the cash amount (minimum Rs. 500)
• Foreign currency transaction fee: 3.50% of the transaction value
• Cash payment fee: Rs. 100
• Overdue penalty/ late payment fee: Rs. 0 to Rs. 1,000
• Overlimit penalty: 2.5% of the overlimit amount (minimum Rs. 500)
• Cheque return/ dishonour fee/ auto-debit reversal: 2% of the payment amount (minimum Rs. 450)
• Fuel transaction surcharge: 1% of the transaction amount 
• Surcharge on railway tickets purchase/cancellation: As prescribed by IRCTC/Indian Railways

The Axis Vistara credit card eligibility criteria are mentioned below in detail:

• The primary cardholder should be aged between 18 and 70 years.
• The net income of the applicant should be at least Rs. 6,00,000 per annum.
• The applicant should be the resident of India.

If you are planning to apply for the Axis Bank Vistara credit card, keep the following list of documents ready: 

• A copy of your PAN card or Form 60
• Colour photograph 
• Latest pay slip/ Form 16/ IT return copy as income proof 
• Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill as residence proof

The above list of documents is only indicative. Documents requirement may vary on a case-to-case basis.

You can apply for Axis Bank Vistara card online through our website by following the steps mentioned below:

• Click on the ‘Credit Cards’ option given on the homepage of our website.
• Then select ‘Axis Bank’ from the dropdown menu and click on the ‘Apply Now’ button.
• Enter all the required details including your complete name, mobile number, email id, employment information, income details, etc.
• Verify your mobile number by entering the OTP received on your number.
• You will get a call from our credit cards expert to help you complete the credit card application process.

The Axis Bank Vistara credit card limit depends on various factors like the income and age of the applicant, bank’s policy, and so on. You can increase your limit later on by paying off your credit card dues timely.

• Get bonus CV points on achieving milestone spends.
• Get 2 Club Vistara (CV) points for spending every Rs. 200.
• CV points can be redeemed for upgrades and award flight faster. 

• You can redeem your reward points earned on Axis Bank Vistara credit card for award flights, upgrade awards, and airline partners of the bank.
• To redeem your CV points, click on the link https://www.airvistara.com/in/en/club-vistara/redeem.
• Choose the desired redemption option and click on ‘Redeem Now’.
• Log in with your Club Vistara ID or Email ID. 
• Redeem the earned points.