Following are the key highlights of HDFC Infinia credit card:

• It is a contactless Metallic Card.
• Get complimentary nights and weekend buffet at participating ITC hotels.
• Get complimentary Club Marriott membership for the first year.
• Get unlimited airport lounge access globally for Primary as well as Add-on card member.
• 24 X 7 global personal concierge.
• HDFC Infinia card comes with the lowest markup fee of 2% on all foreign currency transactions.
• In the unfortunate event of HDFC Bank Infinia Credit Card loss, you have zero liability on any fraudulent transactions done via your card on reporting it immediately to the bank’s 24-hour call centre. 
• Get up to 50 days of interest free period from the date of purchase.
• Get the revolving credit benefit on your card at a nominal interest rate. 
• Convert your transactions into EMIs ranging from 6 to 24 months.

Following are the HDFC Infinia credit card benefits in detail:

Welcome Benefits

• HDFC Infinia Card benefits include welcome benefit of 12500 reward points on fee realisation and card activation
• Complimentary Club Marriott membership for a year offering up to 20% discounts for Dining and Stay across Asia Pacific region.

Renewal Benefits

• Spend Rs. 10 Lakhs or above in the preceding 12 months on your HDFC Bank Infinia credit card and get the renewal membership fee waived off for the next year.
• Renewal benefit of 12500 Reward Points on fee realisation and card activation.

Lounge Access

• Unlimited complimentary lounge access at 1,000+ airport lounges in and outside India using Priority Pass.
• This benefit is also available for add-on Priority Pass holders.

Reward Points

• Earn 5 reward points on spending every Rs. 150 on retail including insurance, utilities, education, and rent payment.
• Earn up to 10X reward points on travel and shopping spends on Smartbuy. 

Club Marriott Membership

• Get complimentary Club Marriott membership for the first year on your Infinia card. 
• Up to 20% discount on the food and beverage bill at restaurants for up to a maximum of 10 guests. 15% off in select hotels, up to a maximum of ten 10 guests. 
• Up to 20% off on the best available rates on rooms at all participating Marriott hotels in India as well as on weekend rates in Asia Pacific. 
• 20% off on Spa services at participating Marriott hotels in India, anytime between Monday to Friday. Visit www.clubmarriott.in for the list of participating hotels in Asia Pacific & Spas in India.

Hotel & Dining Benefits

• Book stay for 3-nights with your Infinia credit card HDFC and pay only for 2 at participating ITC hotels. 
• Get 1+1 complimentary weekend buffet (only on Saturdays & Sundays) at participating ITC hotels.
• Offer is applicable only on advance booking done through Concierge desk and booking should be placed latest on Thursday for Saturday or Sunday dining.
• Maximum 1 complimentary buffet per booking and 1 booking per month per card is allowed.
• Call HDFC INFINIA 24x7 concierge at 1800 118 887 / 022 42320226 to avail the offer.

Golf Privileges

• Get unlimited complimentary golf games at leading golf courses across India and select golf courses across the world. 
• Get unlimited complimentary golf coaching at select courses across India. 
• Get a green fee waiver for the primary card holder.
• Call the concierge at 1800 118 887/ 022 42320226 to book.

Good Food Trail Program

• Complimentary Dineout passport membership for a year.
• Flat 25% off at 2000+ premium restaurants.
• Get 1+1 on buffet across 200+ restaurants.
• Get 1+1 on Food and Drinks on select restaurants.
• Early access to events & festivals like GIRF
• Zero convenience fee.
• Additional 15% off on your bill payments via Dineout Pay at 10000+ restaurants.

Fuel Surcharge Waiver

• Get 1% fuel surcharge waiver across all fuel stations in India. 
• The transaction value should be between Rs. 400 and Rs. 1,00,000.
• Maximum waiver available is Rs. 1,000 per statement cycle. 
• No reward points will be earned on fuel transactions.

Insurance

• Accidental Air Death cover valued Rs. 3 Crores.
• Emergency overseas hospitalisation of up to Rs. 50 Lakhs in case of emergency
• Get a Credit Shield Cover for up to Rs. 9 Lakhs.

• Joining fee: Rs. 12,500 + applicable taxes.
• Renewal fee: Rs. 12,500 + applicable taxes. Waived off on spending Rs. 10 Lakhs or more in the preceding 12 months.
• Priority pass membership: Guest visits will be charged at USD 27 + GST per visit per guest and a transaction fee of Rs. 2 will be charged for complimentary lounge access per visit for Visa cardholders. 
• Revolving credit charges: 1.99% per month (23.88% annually).
• Auto EMI conversion charges: 20% rate of interest & Rs. 99 processing fee. 
• Late payment charges: Up to Rs. 1,300.
• Payment return charges: 2% of the payment amount, minimum Rs. 450.
• Balance transfer processing charges: 1% of the transfer amount or Rs. 250, whichever is higher.
• Railway ticket purchase fee: 1% of the transaction amount + GST.
• Reissuance of lost/ stolen/ damaged card: Rs. 100.
• Outstation cheque processing charges: Rs. 25 to Rs. 50. 
• Foreign currency markup fee: 2% on all foreign currency transactions.
• GST: Goods and Services Tax (GST) will be charged wherever applicable.
• TDS: 2% on total cash withdrawals above Rs. 1 Crore.

You have to meet the following HDFC Infinia credit card eligibility to be eligible for the card:

• HDFC Bank Infinia Credit Card membership is By Invite Only.
• The primary cardholder can either be a resident or a non-resident Indian.
• The applicant should be aged between 18 and 70 years.

You will be required to submit the following documents to meet the HDFC Infinia credit card eligibility:

• Duly filled and signed application form.
• A copy of PAN Card or Form 60.
• Identity proof like Aadhaar Card, Passport or Driving License.
• Income proof such as a copy of latest ITR, latest Salary Slips, and Form 16.
• Address proof like Aadhaar Card, Passport, etc.
• 2 coloured passport size photographs.

You can apply for the HDFC Infinia Metal credit card online through our website by following the steps mentioned below:

• Click on the ‘Credit Cards’ tab on the homepage of our website.
• From the dropdown menu, choose ‘HDFC’ and click on the ‘Apply Now’ button.
• Enter all the required details such as your name, mobile number, email address, employment information, income details, and so on.
• Verify your mobile number with an OTP.
• You will get a call from our credit cards expert soon to let you know about your HDFC Infinia card eligibility and help you complete the credit card application process.

• Earn 5 HDFC Infinia rewards points on spending every Rs. 150 on retail including insurance, utilities, education, and rent payment.
• Earn up to 10X HDFC Infinia reward points on travel and shopping spends on Smartbuy. 
• You can redeem your Infinia card reward points on Smartbuy or HDFC Netbanking for flights/hotels booking, Apple products, Tanishq vouchers, airmiles, and so on.
• The value of HDFC Infinia credit card reward points value in rupees are as follows:
  • Flight & hotel bookings through Smartbuy 1 RP = Rs. 1.
  • Apple products & Tanishq vouchers via Smartbuy 1RP = Rs. 1.
  • Airmiles conversion via Netbanking 1RP = 1 airmile.
  • Products & vouchers via Netbanking or SmartBuy 1 RP = up to Rs. 0.50.
  • Cashback 1 RP = Rs. 0.30.