Following are the key highlights of the Axis Bank REWARDS credit card:

The key features and benefits of the Axis Bank REWARDS Card are as follows:

Welcome Benefits

• 5000 reward points on net spends of Rs. 1,000 or more. 
• The spending must be done within 30 days of card issuance.

Reward Points

• Unlimited 2X EDGE REWARD points on spending every Rs. 125.
• 10X reward points on spending every Rs. 125.
• Accelerated points for spending up to Rs. 7,000 per month on specific categories.
• Reward points are credited directly to your EDGE account.

Membership Benefits

• A bouquet of memberships worth up to Rs. 1,000 each anniversary year.
• The membership link will be sent via SMS to the registered mobile number of eligible customers within 60 days.

Milestone Benefits

• Get 1,500 EDGE REWARD points of net spends of Rs. 30,000 per statement cycle.
• The bonus rewards points will be credited to your EDGE account in the subsequent statement.

Swiggy

• 30% off on food delivery through Swiggy.
• Use Coupon Code <AXIS30> to avail of the discount.
• The maximum discount available is Rs. 150 per order.
• The minimum eligible transaction is Rs. 200 per order.
• Maximum up to 2 discounts can be availed of in a month.

Complimentary Lounge Access

• 2 access per quarter to select domestic airport lounges.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver on all fuel transactions between Rs. 400 to Rs. 5000. 
• The maximum waiver available is Rs. 400 per statement month. 
• GST charged on fuel surcharge is non-refundable.

Insurance Benefits

• Purchase Protection Cover of up to Rs. 1 Lakh.
• Cover of up to USD 300 for the delay in check-in baggage and loss of travel documents.
• Cover of up to USD 500 for loss in check-in baggage.
• Credit Shield of Rs. 1 Lakh.

Dining Delights

• Up to 15% off at partner restaurants in India.
• Maximum discount available up to Rs. 800. 

Fees 

• Joining fee: Rs. 1,000
• Annual fee: Rs. 1,000; Waived off on annual spends of Rs. 2 Lakhs and above.

The Axis Bank REWARDS credit card fees and charges are mentioned below in detail:

• Joining fee: Rs. 1,000.
• Annual fee: Rs. 1,000.
• Joining & annual fees for Add-on card: Nil.
• Card replacement charges: Nil
• Cash payment charges: Rs. 100
• Cash withdrawal charges: 2.5% (minimum Rs. 500) of the withdrawn amount. 
• Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.).
• Overdue penalty/ Late payment charges: Up to Rs. 1,000 depending on the outstanding amount.
• Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 500).
• Cheque return/ dishonour fee/ auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,503).
• Surcharge on purchase or cancellation of railway tickets: As decided by IRCTC/Indian Railways.
• Fuel transaction charges: 1% of the transaction amount.
• Foreign currency transaction fee: 3.50% of the transaction value.

Following are the Axis REWARDS credit card eligibility criteria in detail:

• The applicant must be an Indian resident. 
• The applicant must be aged between 18 and 70 years. 

The above eligibility criteria are only indicative. The final approval or decline decision of the application is at the sole discretion of Axis Bank.

If you are looking for an Axis Bank REWARDS credit card apply online with the following documents:

• Duly filled in and signed the application form along with a recent coloured photograph.
• A photocopy of the PAN Card. 
• Proof of income: Latest Payslip/ Bank Statement/ Form 16/ ITR copy.
• Residence proof (any one): Passport/ Driving License/ Voter ID Card/ Aadhaar Card.
• Identity proof (any one): Passport/ PAN Card/ Driving License/ Voter ID Card/ Aadhaar Card.

The above list of documents is only indicative. Documents required may vary on a case-to-case basis.