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HDFC BANK Personal Loan

HDFC Bank Personal Loan 10.50% - 21% p.a. Get instant personal loan up to Rs 40 Lac online from HDFC for any need . It is quite easy to apply for an HDFC loan with minimum documentation and easy-to-fill personal loan criteria. With EMI Calculator, you can instantly calculate the EMI of your loan and instantly qualify for the attractive interest rate on your personal loan.

HDFC Personal Loan Details

Loan Feature Details 
Interest Rate 10.50%
Purpose  All personal expenses including travel, medical emergencies, education, wedding, and travel. 
Loan Quantum  Rs. 50,000 - Rs. 40 Lakhs
Eligibility age
  • Minimum age: 21 years
  • Maximum age: 60 years at the end of loan tenure
Minimum income required Rs.25000 per month 
Repayment tenure  Up to 7 Years
Processing Fees Up to Rs. 4,999 or up to 2.5% of loan amount
Prepayment Charges  4% of principal outstanding for 13 - 24 months, 3% of principal outstanding for 25 - 36 months, and 2% of principal outstanding for above 36 months

Features & Benefits of HDFC Personal Loan

HDFC customers can get HDFC Pre-approved Personal Loan in just 10 seconds and regular loans in under 4 hours 

  • Get a response within one day of submitting your HDFC Personal Loan Document.
  • Customers have the option of getting personal loan security to cover the outstanding loan amounts.
  • Balance transfer option available at interest rates as low as 10.50%
  • Get 24x7 assistance for any queries on your personal loans. 
  • Pre-approved HDFC Bank customer can get funds in 10 seconds.

You can also Apply for Bank of Baroda Home Loan and check EMI, Interest rate and Eligibility Online to avail offer.

HDFC Personal Loan Interest Rate

HDFC personal loans are one of the best funding options available in the market right now to finance all your personal as well as business requirements. Find out the updated HDFC personal loan interest rate and apply online instantly for the loan. HDFC Bank Personal Loan Interest Rates are affordable and that result in lower EMIs. The current HDFC personal loan interest rate starts from as low as 10.50% p.a., depending on the borrower’s Credit Score, income, age, loan amount and other eligibility factors.

How to Apply for an HDFC Personal Loan

To apply for an HDFC Personal Loan, you just need to complete a few steps: 

  • Check your HDFC Personal Loan Eligibility using the calculator.
  • If you fulfill the criteria, click on the ‘E-connect’ button.
  • Fill up the form and upload the necessary documents.
  • Submit the form and the loan will be disbursed within a few hours of approval.

Also read: Which is better NBFCs Vs Bank for personal loan?

HDFC Bank Personal Loan Eligibility Criteria

  • Indian residents, who are employees of any private limited company or public sector undertaking (central, state or local bodies), can apply.
  • Age of the applicant must be between 21-60 years
  • The minimum work experience required is at least 2 years, and the applicant must have served with their current employer for a minimum of 1 year.
  • The minimum net monthly income required is Rs. 25,000 for HDFC Bank salary account holders and Rs. 50,000 for Non-HDFC Bank salary account holders.
  • If your income level or credit score is lower than the requirement of the lender, you can bring in a co-applicant (spouse, father, or other eligible co-applicants) to increase your HDFC Personal Loan eligibility.

HDFC Bank Personal Loan Document Required

  • KYC Documents
  • Income documents
    • Last 3 months Bank Statements/ Passbook of last 6 months

HDFC Personal Loan Customer Care

You can connect with HDFC Personal Loan Customer Care through following ways:

Calling Number : 1800 202 6161 / 1860 267 6161 (accessible to all over India)

Mailing Address: 

HDFC Bank Ltd. 
Empire Plaza I, 1st Floor, 
LBS Marg, Chandan Nagar,
Vikhroli West, Mumbai

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