The key highlights of the HSBC Platinum credit card are given below:

Features	Details
Best for	Rewards & travel
Joining fee	Nil
Annual fee	Nil
Rewards	5X rewards on subsequent purchases made after spending Rs. 4,00,000 (maximum 15000 accelerated reward points) in an anniversary year
Complimentary airport lounge access	3 complimentary visits at domestic & international lounges or 3 AirDine (meal) vouchers for the use at airport restaurants in India
Annual income required	Minimum Rs. 4,00,000 per annum (for salaried individuals)
Required age	18 to 65 years

Following are the main HSBC Visa Platinum Credit Card benefits and features:

Joining Benefit

• Win Amazon e-gift voucher valued Rs. 250 on completion of online credit card application and Video KYC.

Introductory Offers

• New customers can get the welcome privileges on a minimum transaction of Rs. 2,500 within 30 days of card issuance (valid from 16 August 2023 to 31 December 2023):
  • HSBC Platinum credit card offers 3 complimentary airport lounge access at domestic & international lounges or 3 AirDine (meal) vouchers for the use at airport restaurants in India.
  • Amazon voucher worth Rs. 500
  • Swiggy voucher worth Rs. 250
  • 10% cashback (subject to a maximum of Rs. 2,000) in the first 30 days of card issuance on all transactions. Eligible cashback is credited within 60 days after completion of 60 days from card issuance.

Other Benefits

• Air miles conversion on InterMiles, Singapore Airlines, and British Airways.
• 5X (5-times) rewards on subsequent purchases made after exceeding Rs. 4,00,000 with a maximum of 15,000 accelerated reward points in an anniversary year.
• Up to Rs. 3,000 worth of annual savings on fuel surcharge.

Partner Offers

• Buy 1 get 1 free movie ticket (up to Rs. 250) on bookings through BookMyShow on Saturdays.
• 15% instant discount on select products at Tata CLiQ in Electronics, Lifestyle, and Luxury categories.

Joining & Annual Fees

One of the best HSBC Platinum credit card benefits is that it is free for a lifetime.

• Joining fees: Nil
• Annual fees: Nil

Other Benefits

• Up to Rs. 3,00,000 cover for any misuse of your HSBC Visa Platinum Credit Card for up to 24 hours before reporting and registering the loss.
• Emergency card replacement if you lose your card with just a call to Visa Global Assistance Services or HSBC Helpline numbers.

Following are the fees and charges levied on the HSBC Platinum card:

• Standard joining fee: Nil.
• Standard annual fee for the first year: Nil.
• Standard annual fee from second year onwards: Nil.
• Standard annual fee on Add-on card: Nil.
• Balance transfer charges: 10.99% to 15.99% p.a. interest rate across tenures & 1.5% (minimum Rs. 200) processing fee.
• Finance charges on extended credit: 3.49% p.m. (41.88% p.a.).
• Late payment fee: 100% of the minimum due payment (minimum Rs. 250 & maximum Rs. 1,200 p.m.).
• Currency conversion charge for foreign currency transactions: 3.5%.
• Charges for cash payment: Rs. 100. 
• Minimum Payment Due (MPD) on credit usage: Minimum Rs. 100.
• Charges for bounced cheque/ dishonoured SI/ unsuccessful NACH payment: Rs. 500.
• Transaction fee for cash advances at branches and ATMs: 2.5% of the transaction amount (minimum Rs. 500).
• Transaction fee for cash withdrawal at overseas ATMs: Rs. 100. 
• Cash advance limit: As communicated in monthly card statement.
• Overlimit fee: Rs. 500 per month.

You can apply for an HSBC Visa Platinum Credit Card on meeting the following eligibility criteria:

• You must be an Indian resident.
• Your age must be at least 18 years and a maximum of up to 65 years.
• Salaried individuals must have an annual income of Rs. 4 Lakhs per annum.
• You must reside in Bangalore, New Delhi, Noida, Chennai, Hyderabad, Gurgaon, Mumbai, or Pune.

You will need to submit the following documents to apply for an HSBC Visa Platinum Card along with the filled-in and signed application form: 

• Recent passport-size photograph (self-attested) of the applicant.
• A copy of your credit card’s front side and latest credit card statement if you have other credit cards).
• Permanent Account Number (PAN) card or Form 60.
• Salary slip/ salary certificate if you are employed by a Multinational Corporation (MNC).
• A copy of your latest salary slip and bank statements last 3 months showing salary credits if you are a salaried employee working in a private limited company.
• A copy of a valid photo identity document (self-attested) like: 
  • Passport
  • Election ID
  • Voter's ID
  • Permanent Driving Licence
  • PAN Card
  • Aadhaar Card
  • National Rural Employment Guarantee Act (NREGA) job card.
• A copy of a valid address proof document (self-attested) like: 
  • Passport
  • Aadhaar Card
  • Election ID
  • Voter's ID
  • Permanent Driving Licence
  • Society Outgoing Bill
  • Electricity Bill/ Water Bill/ Telephone Bill
  • Pipeline Gas Connection Bill
  • Property Tax Bill 
  • Domicile Certificate with address issued by Municipal Corporation
  • Registered Rent/ Lease Agreement
  • Government Employee ID Card
  • Defence ID Card
  • National Rural Employment Guarantee Act (NREGA) job card.

*The above list of documents is for only reference purposes. The bank may ask for additional documents during the process of credit card application.

You can apply for HSBC Visa Platinum Credit Card online through the official website of the bank, clicking on the 'Apply now' button and then providing all the required details. Alternatively, you can also visit your nearby HSBC branch to apply for the card offline.

For instant and easy processing of your credit card application, you can easily apply online from our website. Just visit our ‘Credit Cards’ section, choose a preferred credit card and fill up the online application form. As soon as you submit the application, our Credit Card experts will call you within a few minutes of submitting the application.