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Standard Chartered Bank Credit Cards

Standard Charter Credit Cards serve a variety of customer needs for travel, shopping, cash back, fuel, paying utility bills and more. Here we have presented all the information about the best Standard Chartered credit cards available in India, their features, benefits, eligibility, fees and charges. You can compare these cards before applying.

Top Standard Chartered Credit Cards in India in 2023

Standard Chartered credit cards offer many unique features and benefits including accelerated rewards, cashback, discounts, air miles, easy EMI, etc. Following is the list of top SC cards available in India:

Credit Card Variant  Joining Fee Annual Fee Best Suited For
Standard Chartered Rewards Credit Card Nil Rs. 1,000 + GST Rewards
Standard Chartered EaseMyTrip Credit Card Rs. 350 + GST Rs. 350 + GST Travel
Standard Chartered Smart Credit Card Rs. 499 + GST Rs. 499 + GST Cashback
Standard Chartered Ultimate Credit Card Rs. 5,000 Rs. 5,000 Cashback
Standard Chartered Platinum Rewards Card Rs. 250 + GST Nil Rewards
Standard Chartered Super Value Titanium Credit Card  Rs. 750 Rs. 750 Cashback
Standard Chartered Manhattan Platinum Credit Card Rs. 999 + GST Rs. 999 + GST Cashback
Standard Chartered Priority Visa Infinite Credit Card Nil Nil Rewards
Standard Chartered DigiSmart Credit Card Rs. 49 per month Rs. 49 per month Shopping

Standard Chartered Bank Credit Cards - Fees & Charges

Card Name Joining Fee Annual Fee Finance Charges Late Payment Charges
Standard Chartered Rewards Credit Card Nil Rs. 1,000 + GST Up to 3.75% p.m. (APR of 45%), varies from card to card. Up to Rs. 1,200 (depending on statement outstanding balance)
Standard Chartered EaseMyTrip Credit Card Rs. 350 + GST Rs. 350 + GST
Standard Chartered Smart Credit Card Rs. 499 + GST Rs. 499 + GST
Standard Chartered Ultimate Credit Card Rs. 5,000 Rs. 5,000
Standard Chartered Platinum Rewards Card Rs. 250 + GST Nil
Standard Chartered Super Value Titanium Credit Card  Rs. 750 Rs. 750
Standard Chartered Manhattan Platinum Credit Card Rs. 999 + GST Rs. 999 + GST
Standard Chartered Priority Visa Infinite Credit Card Nil Nil
Standard Chartered DigiSmart Credit Card Rs. 49 per month Rs. 49 per month

Standard Chartered Bank Credit Cards Eligibility

You will be required to meet the following eligibility criteria to be eligible for Standard Chartered Bank Credit Cards:

  • Age: The applicant should be aged between 18 to 65 years for Standard Chartered EaseMyTrip Credit Card, and Standard Chartered Smart Credit Card, and 21 to 65 years for others.
  • Add-on cardholder age: The minimum age of add-on cardholders should be 18 years.
  • Monthly income: The applicant should have a stable monthly income. The minimum monthly income required for a Standard Chartered Super Value Titanium Credit Card is Rs. 55,000 and Rs. 50,000 for a Standard Chartered DigiSmart Credit Card.
  • Other requirements: The applicant should belong to credit card sourcing cities/locations of the bank. All applications are subject to credit & other policy checks of the Bank.

Standard Chartered Bank Credit Cards Documents Required

If you want a Standard Chartered Credit Card apply with the following documents:

  • Photo identity proof (anyone): Passport, voter ID card, government ID, etc.
  • Current address proof (any one): Aadhaar card, passport, driving license, election/voter ID card, job card issued by NREGA (signed by an officer of the State Government), a letter issued by the National Population Register (NPR) containing details of name & address.
  • Other documents: 1 recent passport-sized photograph and PAN card.
  • Financial documents for salaried: Latest 1 month salary slip.
  • Financial documents for self-employed businessmen: Latest income tax returns with computation of income/ certified financials, and last business continuity proof.
  • Financial documents for self-employed professionals: Latest Income tax returns, and business continuity proof.

How to Apply for a Standard Chartered Bank Credit Card?

Follow the steps mentioned below to apply for a Standard Chartered Bank credit card online:

  • Visit the official website of Standard Chartered Bank.
  • Go to the 'Our Products' section and then click on 'Credit Cards'.
  • Select the desired credit card from the available Standard Chartered credit cards under the Reward, Cashback, and Travel categories.
  • Complete the application and submit the same.
  • A bank representative will connect with you to confirm the approval/rejection of your credit card.
  • Upload/submit necessary documents.
  • The bank will conduct final policy and verification checks for your Standard Chartered credit card application.
  • Upon successful completion of verification and checks, you can expect to get your Standard Chartered Bank credit card within 7 to 15 days.
  • You can track Standard Chartered Bank credit card application status through the loan tracker service of the bank.

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