Following are the key highlights of the AU Finance Bank LIT Credit Card

Discover the exceptional features of AU Bank's LIT Credit Card and take advantage of its unique benefits to enhance your shopping and travel experiences. Here's what you can enjoy:

Earn 10X or 5X Reward Points

Make your shopping more rewarding with the LIT Credit Card. You can earn 5X or 10X Reward Points on all your online and offline transactions, both domestic and international. Redeem your reward points for exciting discounts and offers. Please note that cash withdrawals, fuel, and EMI transactions are not eligible for the program and base reward points.

You are eligible for:

• 10X or 5X Reward Points on all online domestic & international retail transactions
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions

Terms and Conditions for availing Shoppers Reward on AU Bank LIT Card 

• Reward Points can be redeemed post statement generation.
• Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
• Fuel, rent, and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

Fuel Surcharge Waiver

Save more with every refuel! Enjoy a 1% fuel surcharge waiver on transactions ranging from INR 400 to INR 5,000.

You are eligible for:

• 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000

Milestone Cashback

Get cashback on your retail spends with the LIT Credit Card. You can earn an additional 5% cashback or 2% cashback over a 90-day period. The minimum retail spends for each cashback are INR 7,500 and INR 10,000, respectively. Please note that fuel, rent, and cash withdrawal transactions are not eligible for accelerated rewards.

You are eligible for:

Additional 5% Cashback

• Earn 5% cashback 3 times over a 90 days’ period.
• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.

Additional 2% Cashback

• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period. 

Terms and Conditions for availing Milestone Cashback Reward on LIT Card 

• Cashback will be adjusted against outstanding dues on the Credit Card.
• Fuel, rent, and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

Category Cashback

Spend more, save more! Get additional 5% cashback for groceries, dining, travel, electronics, and apparel expenses, along with 1 Reward Point per INR 100 spent. You can earn a maximum cashback of INR 1,000 in a 30-day period.

You are eligible for:

• Additional 5% cashback for travel, dining, grocery, electronics, and apparel expenses in addition to 1 Reward Point per INR 100 spent.
• Max. cashback of INR 1,000 in each 30 days' period.

 Terms and Conditions for availing Category Cashback Reward on LIT Card 

• Cashback will be adjusted against outstanding dues on the Card

Airport Lounge Access

Travel in comfort and style with your LIT Credit Card. You can enjoy up to 4 domestic lounge visits per 90 days or per quarter.

Please note that terms and conditions apply to avail these rewards and benefits. Cashback will be adjusted against outstanding dues on the card.

For KYC verification

 Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card

Address proof: 

Utility Bills/ Ration Card/ Passport

ID proof:

 Aadhar Card/ PAN card/ Driving license/ Voter Id Card

Income Proof:

 Last 3 Salary slips / bank statements for salaried 

Photographs: Recent photographs

Here’s the big surprise - This card is absolutely FREE that too for the lifetime.

Late Payment Fees for LIT Card

After you receive your AU Bank LIT credit card, the first thing you need to do is to start building your credit card or choose the services that you want to avail with your brand new LIT card by AU bank. To build your LIT Credit Card, you must follow the steps mentioned below:

Step 1: Access the official website of AU Bank and download the AU 0101 app by scanning the provided barcode. 
Step 2: Navigate to the credit card homepage and click on the 'Manage Credit Card' option to view the available benefits. 
Step 3: Review the pricing details of each feature and select the one that aligns with your needs. 
Step 4: Select the feature you want and use the AU 0101 app to turn off auto-renewal if necessary. 
Step 5: Utilize the app to keep track of your active benefits, including cashback and rewards.

• Primary cardholder should be between the age of 21 years and 60 years
• Add-on cardholder should be over 18 years
• Cardholder should be an Indian citizen.
• CIBIL score of cardholder should be 650 and above. 

These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.