Following are some attractive benefits of Axis Bank Credit Card:

• Global acceptance: The card is accepted worldwide by innumerable merchant establishments.
• Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
• EMI facility: A facility to convert purchases over Rs. 2,500 to EMIs is available.
• Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
• Reward programme: Numerous reward points that can be redeemed for attractive vouchers and gifts.
• Insurance: An insurance cover up to Rs. 25 Lakhs in the event of an air accident, is available
• Card Protection Plan: Up to Rs. 1 Lakh.
• Insurance cover: An insurance cover for loss of travel documents and baggage loss, delay in check-in bag arrival, etc. is available while on travel.
• Credit limit: The credit limit of the card is decided based on the monthly income, credit score, and the pattern of spending.
• Interest-free period: An interest-free period up to 50 days is available and also a grace period is provided by the bank for paying the dues beyond the due date, without any extra charges on select cards.
• Income criteria: No minimum criteria for certain categories of cards since credit limit is fixed against Fixed Deposits.
• Documentation: Hassle-free documentation since it requires minimal paperwork.

The following are the eligibility criteria to qualify for the Axis Bank Credit Card:

• Cards are issued to both resident and non-resident Indians.
• The age of the applicant should be between 18 years to 70 years.
• The add-on cardholder should be over 15/18 years, depending on the card type.
• The minimum annual income required depends on the card type.
• Some of the cards like Axis Bank Reserve Card are issued on invitation only. If the customer is eligible for these cards, the banner will be displayed on their FreeCharge mobile app.
• Some cards are issued against Fixed Deposits. The value of the Fixed Deposits should be between Rs. 20,000 to Rs. 25,00,000. The card will not be issued against tax saver Fixed Deposits, Flexi Deposits, and against Fixed Deposits in the name of HUFs/ Society/ Trusts/ Companies.
• Credit Score should be above 750.

The following documents are required to apply for Axis Bank Credit Cards:

• Colour photographs of the applicant
• PAN card photocopy/ Form 60
• Latest payslip/ Form 16 /ITR copy as income proof
• Any one of the following address proof:
• Ration card
• Passport
• Electricity bill
• Telephone bill (landline)
• Any one of the following identity proof:
• PAN card
• Driving license
• Passport
• Aadhaar Card

Below are the fees involved in availing Axis Bank Credit Cards:

Note: As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.

There are many ways to make your Axis Bank Credit Card bill payment. After downloading your Axis Bank Credit Card Statement, opt for any of the following payment mode:

• Pay from Axis Bank Savings Account via
• Pay instantly
• Axis Bank Internet Banking
• Axis Bank Mobile Banking
• Opting for Auto Debit facility
• Any UPI app
• NEFT/IMPS/VMT
• Cash/Cheque Payment
• Pay at ATMs
• Pay from savings account of other bank